PAYMENT PLANS

We proudly serve homes across Michigan and Chicago with fast, reliable HVAC and electrical solutions. Use the search bar below to check if we’re in your area — and get the comfort you deserve, right where you are.
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Peak Club Maintenance Plan
Membership with HVAC system purchase starts at $9.99

Fastest Service In Michigan

5-Star HVAC Service

Same-Day Emergency Service

Payment plans available.1

Starting at $99/mo. 0% Interest. $0 down payment. 2

Transparent Pricing
& Trusted Service

Quick & Affordable
Pre-Approvals

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Only Available
At Peak

HVAC Service Pricing

Check out our HVAC service prices.

$109

$89per system.

Single Diagnostic
Pay $89 for a HVAC diagnostic, then we’ll give you an upfront quote for the HVAC repair.
Schedule Now
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)

Guaranteed Savings

$196

10% OFFinstant savings.

PeakClub Maintenance Plan
Score $50 off a $500 repair with a PeakClub plan, plus enjoy up to 10% off future services and priority scheduling. Keep your HVAC costs down while staying worry‑free.
Learn More
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
$109

$89per system.

Single Tune-Up
$89 tune‑up to keep your HVAC running strong—catch small issues early and avoid big repairs.
Schedule Now
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)

Guaranteed Savings

$196

$14.99per mo.

PeakClub Maintenance Plan
Stay worry‑free with PEAKClub. Get two tune‑ups a year, front‑of‑the‑line service, and real savings on furnace repairs, all wrapped into one plan.
Learn More
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Two precision tune-up visits per year (spring and fall)
Starting at

$99per mo.

New System
Upgrade to high‑efficiency HVAC from $99/month. Get your free estimate today.
Schedule Now
Detailed HVAC manual J load calculation.
Removal & haul‑away of old HVAC system.
Precision HVAC installation of Peak Series equipment.
Wi‑Fi thermostat integration.
System testing & commissioning.
15‑tear parts & labor warranty.
Compare HVAC Systems
Peak Series HVAC AC & Furnace Equipment Deluxe, Comfort Plus Package
Peak Peformance Modulating
Experience unstoppable warmth at 98% efficiency—our modulating furnace adapts flawlessly for maximum comfort.
Peak Series Aura Thermostat
Comfort from anywhere automate schedules, receive real‑time alerts, and always come home to perfect temps.
Parts & Labor Warranty
Enjoy total peace of mind for 15 years—no hidden costs, just unwavering coverage you can count on.
Ways to save on your new furnace install.
Pay Monthly at 0%
Upgrade now with $0 down and 0% interest, subject to credit approval. Keep your budget happy while you enjoy total home comfort.
Learn More >
PEAKCLUB $10/mo
Lock in 15-year coverage on parts & labor, plus priority service. Enjoy discounted tune-ups and real peace of mind with your new system.
Learn More >
PeakClub Benefits
Already on a PEAKCLUB Maintenance Plan? You may qualify for trade‑in credit on a new Peak Series system. turn your old HVAC system to new.
Learn More >
Peak Series HVAC AC & Furnace Equipment Deluxe, Comfort Plus Package
Peak Peformance Modulating
Experience unstoppable warmth at 98% efficiency—our modulating furnace adapts flawlessly for maximum comfort.
Peak Series Aura Thermostat
Comfort from anywhere automate schedules, receive real‑time alerts, and always come home to perfect temps.
Parts & Labor Warranty
Enjoy total peace of mind for 15 years—no hidden costs, just unwavering coverage you can count on.
Ways to save on your new furnace install.
Pay Monthly at 0%
Upgrade now with $0 down and 0% interest, subject to credit approval. Keep your budget happy while you enjoy total home comfort.
Learn More >
PEAKCLUB $10/mo
Lock in 15-year coverage on parts & labor, plus priority service. Enjoy discounted tune-ups and real peace of mind with your new system.
Learn More >
PEAKCLUB Benefits
Already on a PEAKCLUB Maintenance Plan? You may qualify for trade‑in credit on a new Peak Series system. turn your old HVAC system to new.
Learn More >
Peak Series HVAC AC & Furnace Equipment Comfort, Economy, Builders, Essentials Package
Peak Peformance Modulating
Experience unstoppable warmth at 98% efficiency—our modulating furnace adapts flawlessly for maximum comfort.
Peak Series Aura Thermostat
Comfort from anywhere automate schedules, receive real‑time alerts, and always come home to perfect temps.
Parts & Labor Warranty
Enjoy total peace of mind for 15 years—no hidden costs, just unwavering coverage you can count on.
Ways to save on your new furnace install.
Pay Monthly at 0%
Upgrade now with $0 down and 0% interest, subject to credit approval. Keep your budget happy while you enjoy total home comfort.
Learn More >
PEAKCLUB $10/mo
Lock in 15-year coverage on parts & labor, plus priority service. Enjoy discounted tune-ups and real peace of mind with your new system.
Learn More >
PEAKCLUB Benefits
Already on a PEAKCLUB Maintenance Plan? You may qualify for trade‑in credit on a new Peak Series system. turn your old HVAC system to new.
Learn More >
Peak Series HVAC AC & Furnace Equipment Comfort, Economy, Builders, Essentials Package
Peak Peformance Modulating
Experience unstoppable warmth at 98% efficiency—our modulating furnace adapts flawlessly for maximum comfort.
Peak Series Aura Thermostat
Set it and forget it, our basic thermostat offers no‑frills control for reliable, everyday comfort.
Parts & Labor Warranty
Enjoy total peace of mind for 15 years—no hidden costs, just unwavering coverage you can count on.
Ways to save on your new furnace install.
Pay Monthly at 0%
Upgrade now with $0 down and 0% interest, subject to credit approval. Keep your budget happy while you enjoy total home comfort.
Learn More >
PEAKCLUB $10/mo
Lock in 15-year coverage on parts & labor, plus priority service. Enjoy discounted tune-ups and real peace of mind with your new system.
Learn More >
PEAKCLUB Benefits
Already on a PEAKCLUB Maintenance Plan? You may qualify for trade‑in credit on a new Peak Series system. turn your old HVAC system to new.
Learn More >
Peak Series HVAC AC & Furnace Equipment Comfort, Economy, Builders, Essentials Package
Peak Peformance Modulating
Experience unstoppable warmth at 98% efficiency—our modulating furnace adapts flawlessly for maximum comfort.
Peak Series Aura Thermostat
Comfort from anywhere automate schedules, receive real‑time alerts, and always come home to perfect temps.
10 Year Parts 1 Year Labor
Rest easy with 10‑year parts and 1‑year labor coverage, no surprises, just assured comfort from day one.
Ways to save on your new furnace install.
Pay Monthly at 0%
Upgrade now with $0 down and 0% interest, subject to credit approval. Keep your budget happy while you enjoy total home comfort.
Learn More >
PEAKCLUB $10/mo
Lock in 15-year coverage on parts & labor, plus priority service. Enjoy discounted tune-ups and real peace of mind with your new system.
Learn More >
PEAKCLUB Benefits
Already on a PEAKCLUB Maintenance Plan? You may qualify for trade‑in credit on a new Peak Series system. turn your old HVAC system to new.
Learn More >
Peak Series HVAC AC & Furnace Equipment Comfort, Economy, Builders, Essentials Package
Peak Peformance Modulating
Experience unstoppable warmth at 98% efficiency—our modulating furnace adapts flawlessly for maximum comfort.
Peak Series Aura Thermostat
Comfort from anywhere automate schedules, receive real‑time alerts, and always come home to perfect temps.
Only Parts Warranty
Enjoy 10‑year parts coverage, no hidden costs, just dependable protection for the long haul.
Ways to save on your new HVAC install.
Pay Monthly at 0%
Upgrade now with $0 down and 0% interest, subject to credit approval. Keep your budget happy while you enjoy total home comfort.
Learn More >
PEAKCLUB $10/mo
Lock in 15-year coverage on parts & labor, plus priority service. Enjoy discounted tune-ups and real peace of mind with your new system.
Learn More >
PEAKCLUB Benefits
Already on a PEAKCLUB Maintenance Plan? You may qualify for trade‑in credit on a new Peak Series system. turn your old HVAC system to new.
Learn More >

Easily apply financing with our partners here.

Syncrhony-HVAC-Financing
Michigan-Saves-HVAC-Financing
Goodleap-HVAC-Financing-Partners-Logos
Low monthly payments.
0% Interest.
Starting at $59 a month.
$0 down payment.
Get an estimate with our project managers.
Choose your monthly installments with our financing partners.

Flexibility when you need HEATING and COOLING.

Our flexible payment plans are designed to accommodate a wide range of budgets and financial circumstances, ensuring that you can find a plan that feels right for you. You don't have to worry about impacts on your credit scores, our financing process starts with a no credit check.

Quality HVAC TAILORED to your budget.

We believe in making top-tier HVAC solutions available to all. Affordability should never be a barrier to comfort and quality. Our range of HVAC systems are priced over the best value for you, ensuring that you and your family does not have to compromise price over quality.

Quick APPROVAL process.

In emergency situations, time is of the essence. We work with reputable lenders to ensure your loan is approved as quickly as possible, helping you address your HVAC needs without delay.

PERSONALIZED assistance.

Our friendly customer service team is here to guide you through the financing process. We’re committed to answering all your questions and addressing any concerns you may have. If you’d like immediate HVAC assistance call Peak!

Four easy steps to financing a HVAC.

Complete A Form & Our Financing Team Will Contact You
Choose Your Payment Plan
Complete A Simple & Quick Application (No Credit Checks Needed)
Finalize, Sit Back, Relax
New-AC-Installation-Done-Better-for-website-2

Takes 2 Minutes To Get Pre-Approved!

Without affecting your credit, get pre-approved in a matter of minutes for modest monthly payments. In order to offer variouis payment alternatives, Peak Heating and Cooling will get you the best payment plan options for you!

Frequently asked FINANCING questions

What are the chances of getting approved for a payment plan for an HVAC system?

Our goal is to make our HVAC systems affordable for as many customers as possible. While the approval does depend on several factors, including a credit check, we are proud to say that we have a high approval rate. In fact, about 90% of our customers get approved for a payment plan. To learn more about the approval process and your potential eligibility, we invite you to call us.

Why Should I Consider Financing my HVAC System?
  1. Immediate Access to Comfort: Financing allows you to enjoy the benefits of a new HVAC system right away, even if you don’t have the full amount available upfront. Instead of waiting and saving up, financing allows you to start experiencing enhanced comfort and energy efficiency sooner.
  2. Cost Management: HVAC systems can be a significant investment. By spreading out the cost over manageable monthly payments, financing helps you avoid a large upfront expense and allows you to budget more effectively. You can choose a payment plan that fits within your financial means and aligns with your cash flow.
  3. Energy Savings: Newer HVAC systems are designed to be highly energy efficient, resulting in lower utility bills. By financing a more efficient system, you can potentially offset the monthly financing payments with the energy savings you’ll enjoy over time. This means your investment could pay for itself in terms of long-term energy efficiency.\Increased Home Value: Upgrading your HVAC system can boost the value of your home. Financing allows you to make this improvement without straining your budget. Should you decide to sell your property in the future, a modern and efficient HVAC system can be an attractive selling point, potentially increasing your home’s market value.
  4. Increased Home Value: Upgrading your HVAC system can boost the value of your home. Financing allows you to make this improvement without straining your budget. Should you decide to sell your property in the future, a modern and efficient HVAC system can be an attractive selling point, potentially increasing your home’s market value.
Is it possible to get a rough estimate of my monthly payments before deciding on a plan?

We can do more than a rough estimate. We have the ability to provide an exact breakdown of what your monthly payments would be, considering the cost of the HVAC system and the specifics of the payment plan you’re interested in. We believe in complete transparency, so you’ll have a clear picture of your financial commitment before you decide. For this detailed information, please give us a call and we’ll walk you through it.

How do I qualify for an HVAC financing plan?

To qualify for a specific plan, you must be a homeowner and able to demonstrate a stable source of income. This ensures that we can tailor a suitable payment plan that aligns with your financial situation and best meets your needs.

How much is the monthly payment for an HVAC system?

The monthly payment for an HVAC system can vary depending on a variety of factors such as the specific model you choose, the payment plan you opt for, and your credit history. While it’s difficult to provide an exact number without considering these factors, we’re pleased to inform you that we offer flexible payment plans that can go as low as $59 a month. This affordability allows us to cater to a wide range of budgets. For a detailed breakdown tailored to your situation, please give us a call.

Which financing partners does Peak Heating and Cooling work with?

We work with 40+ different lenders, that way we could help you look for tailored financing and payment plans that suit you. From 0% interest, $0 down payment, and low monthly rates*. The rates depend on your credit history, income and credit score. If you’d like to get pre-approved yourself, you may do so with Synchrony, Michigan Saves, or Goodleap as well. Contact (616) 207-3434 to get connected with our financing manager, we will try to get you the best financing or payment plans for your HVAC repairs and new HVAC systems.

Can you help me understand how different payment plans would affect my monthly payments?

Of course! We can provide you with a detailed comparison of how your monthly payments would vary under different payment plans. This information can be crucial in choosing the plan that best fits your budget. Please give us a call for a comprehensive breakdown.